Questions before you start.

No. No credit repair company can legally guarantee a specific score increase, deletion, approval, or funding outcome.

Timelines vary based on the credit profile, bureau responses, documentation, and client participation.

The Credit Repair Organizations Act is a federal law that governs credit repair organizations and protects consumers.

DIY may work if you are organized and want education. Guided service may be better if you want structure and support.

LOX Credit Group focuses on credit optimization. Fundability and funding pathways may involve related LOX Network advisory services where appropriate.